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Pharmacy is one of the most dynamic areas of spend for self insured employers. Yet many plans still treat change as something that only happens at renewal. That delay is costly. Self insured employers can realize pharmacy savings without waiting for renewal. Immediate access to specialty, brand, and generic solutions matters to the bottom line.

The most effective pharmacy strategies today are not about big changes at a single moment. They are about timely, targeted improvements that add up.

Aphora Health gives self insured employers a way to improve pharmacy access and savings across specialty, brand, and generic medications without waiting for renewal.

Layering Pharmacy Solutions Without Plan Disruption

Published:
February 6, 2026
Last Updated:
February 5, 2026

Why layering works

Layering pharmacy solutions allows employers to add Aphora Health alongside their existing pharmacy benefit. There is no need to replace the PBM, redesign the plan, or wait for a specific window.

This matters because pharmacy savings are immediate. Improving access and pricing for specialty, brand, and generic medications can create measurable impact as soon as members begin using the solution.

When action is delayed, those opportunities are delayed too.

Off cycle access creates momentum

Aphora Health can be introduced at any point during the year.

Employers and members can start when the need is identified, not months later. That flexibility avoids the peaks and valleys that come with traditional enrollment cycles and supports steady engagement over time.

Education can happen in phases. Participation grows gradually. Value compounds.

Addressing pharmacy holistically

Pharmacy strategy does not live in a single category.

Aphora Health supports access and savings across specialty, brand, and generic medications, allowing employers to address pharmacy in a more complete and balanced way.

Because Aphora is layered, it complements the existing benefit instead of competing with it. Employers maintain continuity while offering members additional options that may better fit their needs.

Built for brokers, TPAs, and consultants

Layering creates a practical way for advisors to bring value outside of renewal.

It allows brokers and consultants to respond to real time challenges, stay engaged year round, and introduce innovation without disrupting trusted relationships or plan structures.

That is how advisory roles deepen.

Progress without disruption

The most effective pharmacy strategies today are not about big changes at a single moment. They are about timely, targeted improvements that add up.

Aphora Health gives self insured employers a way to improve pharmacy access and savings across specialty, brand, and generic medications without waiting for renewal.

If you want to explore how layered pharmacy solutions can deliver immediate value without disrupting your clients’ plans, let’s start the conversation. Visit: https://aphorahealth.com/contact-us